• Mortgage Rules

  • How To Purchase When The Mortgage Rules Keep Changing?

    Whether you are a resident of Canada or even a non-resident (living and working abroad), you are probably wondering how to keep purchasing and/or refinancing when the mortgage rules keep changing like the wind! Since last October, we have seen massive changes – everything from increased rates, [...]

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    Updates For Non-Resident Purchases In Canada

    Recently James, a non-resident from Singapore purchased a property in Toronto.  We completed the deal from start to finish in 10 days, which was highly stressful for both the borrower, realtor and mortgage broker – yours truly. Everyday, I was faced with lender delays, appraisal delays’ and [...]

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    GTA Housing Market - Cooled Off or Simmering?

    Guest Post by Yvette Barnes, Real Estate Salesperson at Right at Home Realty We’ve heard a lot since the Federal and Provincial governments weighed in on the GTA housing market. Has the market cooled?  It depends. Prices soared last November because there were no listings. This April [...]

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    The Shift From a Seller’s To a Buyer’s Market Is Especially Helpful To Non-resident Buyers!

    As the summer approaches, I start to get inquiries from Canadian non-resident or expat clients, inquiring about how to purchase properties in Canada. Many of these clients are Canadian citizens but they are working and living abroad in countries, such as, Dubai, Singapore, Abu Dhabi and England [...]

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    WHY ARE MANY CANADIAN INVESTORS REFOCUSING ON THE US PROPERTY MARKET?

    As a mortgage broker, I always strive to think out of the box, in order to stay competitive. With that in mind, over two years ago, I went to the US (specifically Florida) and started making contacts with realtors, other mortgage brokers, lenders and wholesalers, just to name a few. Once I had[...]

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    New Years Resolutions For Investors

    January is a time of year that new resolutions get made and also broken! For instance usually try to start some kind of diet or exercise program, only to give up by February. For those that are looking at their debts – especially after Christmas with higher spending than usual, they may endeavour[...]

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    New Mortgage Rules Equals New Terminology!

    It’s no news that the new mortgage rules have thrown everyone into a tizzy! Not only, are there new rules, but now there is new terminology and a new way of thinking we need to adopt, so I thought it would be a great primer to spell it out in this blog post. Before November 30, 2016 we would [...]

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